Today’s EUR→USD
| EUR | USD (approx.) |
|---|
Tips to Get a Fair Rate
- Compare providers by the effective rate (after fees), not just “no fee” claims.
- For travel, consider a no-foreign-transaction-fee card and decline “dynamic currency conversion.”
- For larger transfers, compare 2–3 services on the same day/time.
Why the Rate Moves
EUR→USD is influenced by interest-rate expectations, inflation, and overall risk sentiment. Short-term swings happen as markets digest new data and policy news.
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FAQs
What’s the difference between the mid-market rate and the rate I get?
The mid-market (reference) rate is an average of buy/sell prices between banks. Most providers add a fee or spread, so your effective rate is usually worse. Always compare the final amount after fees.
Is there a best time of day to exchange EUR for USD?
There’s no guaranteed “best” time. Liquidity and volatility change throughout the day. For bigger transfers, compare 2–3 providers at the same moment and pick the best effective rate.
How often does this page update the rate?
We fetch fresh data when you open or press Refresh. We also cache the latest rate in your browser for about 10 minutes to keep things fast and reduce API calls.
When paying abroad, should I choose local currency or my home currency?
Choose the local currency (decline “dynamic currency conversion”). DCC typically adds a large markup over standard card-network rates.
Why do weekend or holiday rates sometimes look different?
FX markets are less active or closed, so some providers use buffered or “estimated” rates. Card authorizations may settle later at a different business-day rate.