Currency
How Exchange Rates Work: A Simple Guide
Spot vs. average rates, why rates move, and how to get a fair conversion.
EUR to USD: Quick Conversions and Tips
Fast estimates and fee-saving tactics when you travel.
Dynamic Currency Conversion (DCC): Always Say “No”?
Why the “home currency” option usually costs more — plus quick calculators.
Weekend FX Pricing: Why Rates Look Weird on Saturdays
The simple reason quotes look “off” on weekends — and how to sanity check.
Loans
APR vs. Interest Rate: What Really Affects Your Monthly Payment?
Understand the difference and estimate your payments with confidence.
Mortgages
Fixed vs. Adjustable Mortgages: Pros and Cons
How to weigh term length, rate risk, and total cost of ownership.
How Much House Can I Afford?
A quick framework for budget, DTI, and lender guidelines.
Mortgage Points: When Buying the Rate Down Pays Off
How to find the break-even and decide if points make sense.
Biweekly Mortgage Payments: Myth vs. Math
Do they really save you money? The schedule, math, and caveats.
Investing
The Power of Compounding: Grow Your Savings
See how time and consistent contributions accelerate growth.
APR vs APY Explained (And When Each One Matters)
The one that compounds vs. the one that doesn’t — when each metric matters.
FAQs
Are these guides and calculators free to use?
Yes—everything in the Resource Center is free and open to use anytime.
Do my calculator inputs/results get saved?
No, for privacy we don’t store entries. Copy or export your numbers before leaving the page.
Why might my loan or mortgage quote differ from my lender’s?
Official quotes include fees, specific underwriting, and rate locks. Use our tools to compare scenarios, then verify with your lender’s Loan Estimate.
How current are currency exchange rates?
Rates refresh regularly from market sources, but banks/cards may add spreads and fees. Compare total costs before converting.
Can I suggest a new article or tool?
Absolutely. Visit our Contact page and tell us what you’d like to see.